Archive for November, 2016

Title Company in Atwater OH 44201

Wednesday, November 30th, 2016:

What is a Title Company in Atwater OH 44201?

Let’s first start off by identifying what a Title Company in Atwater OH 44201 actually is…

According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

What Is The Purpose Of A Title Company in Atwater OH 44201?

When I finally decided on the home I wanted to buy in Atwater OH 44201, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

So the good thing for me was that the title came back “free and clear”.

Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

What Is Title Insurance and why should I get it?

Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

This was important for my wife and I to get because if the title company in Atwater OH 44201 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

Do Title Companies work with Investors?

Title Companies in Atwater OH 44201 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Cumberland OH 43732
  • Title Company in Williamsburg OH 45176
  • Title Company in Strasburg OH 44680
  • Title Company in Watertown OH 45787
  • Title Company in Greenwich OH 44837
  • Title Company in Marengo OH 43334
  • Title Company in Wellsville OH 43968
  • Title Company in Morristown OH 43759
  • Title Company in Haskins OH 43525
  • Title Company in Waynesburg OH 44688
  •    Read More →

    Title Company in Sharon Springs NY 13459

    Wednesday, November 30th, 2016:

    What is a Title Company in Sharon Springs NY 13459?

    Let’s first start off by identifying what a Title Company in Sharon Springs NY 13459 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Sharon Springs NY 13459?

    When I finally decided on the home I wanted to buy in Sharon Springs NY 13459, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Sharon Springs NY 13459 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Sharon Springs NY 13459 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Livingston NY 12541
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  • Title Company in Lagrangeville NY 12540
  • Title Company in Richburg NY 14774
  • Title Company in West Edmeston NY 13485
  • Title Company in Floral Park NY 11001
  • Title Company in Rock City Falls NY 12863
  • Title Company in Lexington NY 12452
  • Title Company in Mongaup Valley NY 12762
  • Title Company in Grand Gorge NY 12434
  •    Read More →

    Title Company in Columbia KY 42728

    Wednesday, November 30th, 2016:

    What is a Title Company in Columbia KY 42728?

    Let’s first start off by identifying what a Title Company in Columbia KY 42728 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Columbia KY 42728?

    When I finally decided on the home I wanted to buy in Columbia KY 42728, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Columbia KY 42728 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Columbia KY 42728 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Emmalena KY 41740
  • Title Company in Warbranch KY 40874
  • Title Company in Brownsville KY 42210
  • Title Company in Glenview KY 40025
  • Title Company in Sharon Grove KY 42280
  • Title Company in Rockport KY 42369
  • Title Company in Raven KY 41861
  • Title Company in Annville KY 40402
  • Title Company in Ravenna KY 40472
  • Title Company in Mc Carr KY 41544
  •    Read More →

    Title Company in Byfield MA 01922

    Wednesday, November 30th, 2016:

    What is a Title Company in Byfield MA 01922?

    Let’s first start off by identifying what a Title Company in Byfield MA 01922 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Byfield MA 01922?

    When I finally decided on the home I wanted to buy in Byfield MA 01922, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Byfield MA 01922 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Byfield MA 01922 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Warwick MA 01378
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  • Title Company in Hardwick MA 01037
  • Title Company in Forestdale MA 02644
  • Title Company in Leominster MA 01453
  • Title Company in Fall River MA 02720
  • Title Company in East Princeton MA 01517
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    Title Company in Atkinson IL 61235

    Wednesday, November 30th, 2016:

    What is a Title Company in Atkinson IL 61235?

    Let’s first start off by identifying what a Title Company in Atkinson IL 61235 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Atkinson IL 61235?

    When I finally decided on the home I wanted to buy in Atkinson IL 61235, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Atkinson IL 61235 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Atkinson IL 61235 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Arenzville IL 62611
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    Title Company in Pittsville MD 21850

    Wednesday, November 30th, 2016:

    What is a Title Company in Pittsville MD 21850?

    Let’s first start off by identifying what a Title Company in Pittsville MD 21850 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Pittsville MD 21850?

    When I finally decided on the home I wanted to buy in Pittsville MD 21850, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Pittsville MD 21850 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Pittsville MD 21850 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

  • Title Company in Sunderland MD 20689
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  • Title Company in Monrovia MD 21770
  • Title Company in Pocomoke City MD 21851
  • Title Company in Dickerson MD 20842
  • Title Company in Damascus MD 20872
  • Title Company in Chase MD 21027
  • Title Company in Showell MD 21862
  • Title Company in Boring MD 21020
  • Title Company in Reisterstown MD 21136
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    Title Company in Patterson IL 62078

    Wednesday, November 30th, 2016:

    What is a Title Company in Patterson IL 62078?

    Let’s first start off by identifying what a Title Company in Patterson IL 62078 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Patterson IL 62078?

    When I finally decided on the home I wanted to buy in Patterson IL 62078, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Patterson IL 62078 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Patterson IL 62078 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

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    Title Company in Walpole ME 04573

    Wednesday, November 30th, 2016:

    What is a Title Company in Walpole ME 04573?

    Let’s first start off by identifying what a Title Company in Walpole ME 04573 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Walpole ME 04573?

    When I finally decided on the home I wanted to buy in Walpole ME 04573, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Walpole ME 04573 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Walpole ME 04573 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

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  •    Read More →

    Title Company in Townsend DE 19734

    Wednesday, November 30th, 2016:

    What is a Title Company in Townsend DE 19734?

    Let’s first start off by identifying what a Title Company in Townsend DE 19734 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Townsend DE 19734?

    When I finally decided on the home I wanted to buy in Townsend DE 19734, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Townsend DE 19734 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Townsend DE 19734 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

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    Title Company in Marathon TX 79842

    Wednesday, November 30th, 2016:

    What is a Title Company in Marathon TX 79842?

    Let’s first start off by identifying what a Title Company in Marathon TX 79842 actually is…

    According to the “text book” definition, a Title Company is: A company that checks the property’s title for any liens,

    fixes any problems, and facilitates a smooth closing of the property while ensuring that the purchase is processed correctly.

    Now, that’s the best text book definition I could find. However, it would probably be best if I dive right into a quick story of how I used a title company to buy my first home.

    What Is The Purpose Of A Title Company in Marathon TX 79842?

    When I finally decided on the home I wanted to buy in Marathon TX 79842, the next step was to do go to my closing. After identifying all the parties in the transaction, the title company performed a title search. This is extremely important. Just like it says above, this is basically where the title company checks the properties title for any liens or claims that could have an adverse effect on the actual closing.

    You always want to have a “free and clear” title before you buy a home. This means that any liens against the property such as, mechanical liens, second mortgages, back taxes, etc. are paid off in full or that the debt is pardoned by the lien holder. Although the liens were generated from the seller and its their responsibility to take care of them, the buyer should never buy a home without a “free and clear” title. Once the deed transfers from the seller to the buyer, the buyer is legally considered the Home Owner and is responsible for taking care of the 1st Lien (Mortgage), as well as any other liens against that property. It doesn’t make too much sense to do a title search after you buy the home.

    So the good thing for me was that the title came back “free and clear”.

    Next we needed to go to closing. At the closing we filled out tons of paperwork. There was so much that it was a bit overwhelming and at times difficult to understand. However, the good old title company was there to answer any questions I had. As I was sifting through the paperwork, I ensured to ask questions in regards to anything I didn’t understand. This made things a lot easier. As long as my questions were being answered, I was confident and content with my closing. A confused mind always says, “NO!” However, the title company was there to orchestrate the entire transaction.

    What Is Title Insurance and why should I get it?

    Another thing a title company does is they issue title insurance. According to wikipedia, Title insurance protects an owner or lender’s financial interest in real property against loss due to title defects, liens, or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

    This was important for my wife and I to get because if the title company in Marathon TX 79842 missed anything while doing their title search, we would have some type of protection. When title companies do the research to find liens, back taxes, etc., they can go back as far as 60 years. Maybe even further, who knows…. But you definitely want to work with a Title Company that has a stellar record of being accurate and easy to work with.

    Do Title Companies work with Investors?

    Title Companies in Marathon TX 79842 work with Investors like myself all day. However, you have to find an “Investor Friendly” title company. Some title companies do not approve of some of the creative ways that investors can get a deal closed. It has nothing to go with legality. It is completely legal for Investors to use non-traditional ways to close a deal and it has been practiced for years. However, some title companies just have certain policies that would cause an Investor to look elsewhere. A lot of investors are involved in simultaneous closings. They close the transaction with they seller and immediately after, they close the transaction with the buyer. Therefore they can quickly create a win-win-win situation for everyone involved.

    The purpose of an investor is to put the buyer and the seller together by providing creative solutions to common problems. These are typically problems such as buyers who are sick of renting, have poor credit, are looking to get assistance with a great deal on a home, etc. Also sellers who don’t want to pay a commission by selling their home through and agent, sellers who are behind on their mortgage payments, facing foreclosure, have little or no equity, tired of being a landlord, disappointed with their real estate agent, job transfer, death in the family, etc. Now, the investors intent is to of course make a profit. However they understand that in order for them to make a profit, they must solve the problem of both the seller and the buyer. This is a business transaction and they are looking to again, create a win-win-win situation for everyone involved.

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